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Chances are, you or someone you know in San Diego is facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at Realty Experts, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I'm offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.

If you would like to know more about your options, please call me at (858) 775-0098.

I am here to help … in any way I can.

Arthur Chatroo
CA DRE License # 01330857

                     Important Notice

 1. Arthur Chatroo and Realty Experts are not associated or affiliated in any way, shape, or form with the government.

2. Our services have not been reviewed, endorsed, or approved by the government or your lender.

3. If you stop paying your mortgage, you could lose your house and damage your credit rating.

With regard to the short sale services that we offer, most lenders willingly work with agents on short sales.

Why? Because most short sales are beneficial to a lender.

If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan.

We do offer a loan modification kit. However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval.